Credits
A course from any document — or none
Upload lecture slides or a textbook chapter (PDF/DOCX) and get a real course: 3–8 chapters, a quiz per chapter and a final exam. No document? Type a topic and AI builds it from scratch.
The AI study platform 5 free credits to start
Turn anything into a course.
Then actually remember it.
Upload your lecture notes — or just type a topic — and AI builds a structured course: chapters, quizzes and a final exam. Read it, question it, listen to it like a podcast, and turn what matters into flashcards a spaced-repetition engine makes permanent.
Made for students. Installable on any phone as a web app — no app store, no subscription.
AI courses
from any document or topic
Audio narration
natural voices, free
Subscriptions
none — ever
All the studying is free, forever. Reading, quizzing and listening to your courses; unlimited flashcards; the full spaced-repetition engine and cross-device sync — no limits, no paywall. Course chat is free too (generous daily fair-use limit). Credits only pay for AI generation.
AI courses
Chapters, quizzes, a final exam — and a play button.
AI interviews you before it builds — a few quick questions to tailor the level and focus. Minutes later you have a real course, and four ways to master it:
Credits
Learning paths
One big goal becomes a curriculum: AI plans a series of courses that build on each other and generates them in the background while you study.
Free
Listen to your courses
Every chapter and quiz question can be read aloud in a natural AI voice — with read-along highlighting, playback speed and lock-screen controls. In 19 languages.
Free
Ask AI about your course
A grounded chat that answers from your course and cites the chapters. Highlight any passage to save it, ask about it, or turn it into flashcards.
Explore the Learning Center
1 credit per chapter — same one-off packs, credits never expire.
How it works
From "I have an exam" to "I know this."
One loop: build a course, study it every way, let spaced repetition make it permanent.
01
Bring anything
Upload lecture slides or a textbook chapter (PDF/DOCX) — or just type a topic. Got a big goal? AI plans a whole learning path of courses and builds them in the background.
02
AI builds your course
It asks up to three quick questions to tailor the level and focus, then writes 3–8 chapters designed for memory — with a quiz per chapter and a final exam.
03
Study it every way
Read, take the quizzes, ask the AI anything and get answers that cite the chapters — or press Listen and hear it read aloud with read-along highlighting.
04
Make it permanent
Turn any passage into flashcards. The spaced-repetition engine schedules each one for the moment you would forget it, and mastered cards retire from rotation.
Want to see it before you sign up?
The illustrated guide walks through every feature with real screenshots of the app.
The memory engine
Flashcards make it stick — free and unlimited.
Under every course sits a full spaced-repetition engine. However a deck starts, studying it is free forever.
Free
Make it yourself
Type cards by hand or style them in the designer with images and rich text. Unlimited decks, unlimited cards — no cap, ever.
Free
Import a deck
Bring your decks from Anki or a plain CSV in seconds. Years of existing cards come with you — no re-typing, and no lock-in.
Credits
Generate with AI
Type a topic — or highlight any passage in a course — and get a ready-to-study deck in seconds. Your first 5 credits are on us.
Free forever, no credits needed:
- Unlimited decks & cards
- Full spaced-repetition engine
- Course audio narration
- AI course & document chat
- Cross-device sync
- Every study mode
- Anki & CSV import
- Progress stats
- PWA study reminders
Pricing
Everything free. Pay only for AI generation.
All the studying is free and unlimited. AI generation — courses and decks — runs on credits you buy once: no subscriptions, and credits never expire.
What does a credit buy?
Credits only pay for AI generation. Everything else is free.
One credit builds one course chapter — or one deck of up to 25 cards. A typical 5-chapter course is 5 credits. Reading, quizzing, chatting, listening, importing and syncing are always free. Credits never expire, and there is no subscription.
Course chapter 1 credit
AI deck (≤ 25 cards) 1 credit
Study & listen Free
Credits expire Never
Starter
Trying Lernoa
5 credits Credits never expire
Free
Free
Free
Free
Free
Free
- 5 free credits on signup
- Courses: read, quiz, chat & listen free
- Unlimited decks & flashcard study
- Anki & CSV import
- Credits never expire
Small pack
A course or two
15 credits Credits never expire
NZ$3 one-off
≈ NZ$0.20 per credit
A$3 one-off
≈ A$0.20 per credit
US$2 one-off
≈ US$0.13 per credit
C$2.50 one-off
≈ C$0.17 per credit
£1.50 one-off
≈ £0.10 per credit
€2 one-off
≈ €0.13 per credit
- 15 credits — a few courses or decks
- 1 credit = 1 chapter or 1 deck (up to 25 cards)
- Everything else always free
- One-off — no subscription
Medium pack
Most students
50 credits Credits never expire
NZ$7 one-off
≈ NZ$0.14 per credit
A$7 one-off
≈ A$0.14 per credit
US$5 one-off
≈ US$0.10 per credit
C$6 one-off
≈ C$0.12 per credit
£3.50 one-off
≈ £0.07 per credit
€4.50 one-off
≈ €0.09 per credit
- 50 credits — a semester of courses
- Best value per credit
- Everything else always free
- One-off — no subscription
Large pack
A whole semester
150 credits Credits never expire
NZ$15 one-off
≈ NZ$0.10 per credit
A$15 one-off
≈ A$0.10 per credit
US$10 one-off
≈ US$0.07 per credit
C$12 one-off
≈ C$0.08 per credit
£7 one-off
≈ £0.05 per credit
€9 one-off
≈ €0.06 per credit
- 150 credits — every subject covered
- Lowest price per credit
- Everything else always free
- One-off — no subscription
Prices in NZDPrices in AUDPrices in USDPrices in CADPrices in GBPPrices in EUR · No subscription, ever · Credits never expire
Why Lernoa
Free where it counts. Honest where it matters.
Most study apps lock the useful parts behind a subscription. Lernoa does not. Here is the deal:
Free is actually free
Reading, quizzing, chatting with and listening to your courses. Unlimited decks and cards, the full spaced-repetition engine, sync, stats and every study mode. No trial, no paywall.
Only AI generation is paid
The one thing that costs real money to run — building courses and decks with AI — is the only thing you ever pay for.
No subscriptions
Credits come in one-off packs. Nothing auto-renews, so there is nothing to remember to cancel.
Credits never expire
Buy a pack, sit your exams, come back next semester — your credits are exactly where you left them.
Cards that adapt
Mastered cards retire from rotation and shaky ones resurface, so your study time lands where it is actually needed.
Your work is yours
Import from Anki or CSV and export any time; your documents stay private and are never used to train AI. No lock-in, and we never sell your data.
Priced for students
A five-chapter course costs about a dollar. We kept it cheap on purpose.
The comparison
What flashcard apps actually cost
Indicative NZD prices, 2026 — spaced repetition and AI, side by side.
| App | To study | AI generation | Subscription? |
|---|---|---|---|
| Lernoa | Free free + one-off credits | Credits, one-off | Never |
| Anki | Free* | None built in | Never |
| Quizlet Plus | ~$12/mo | Subscription | Yes |
| Brainscape Pro | ~$16/mo | Subscription | Yes |
| RemNote Pro | ~$10/mo | Subscription | Yes |
Prices are indicative NZD rates as at 2026 and vary by plan and region. Anki’s desktop, web and Android apps are free and open-source (its iOS app is a one-off purchase) and it has no built-in AI generation. Lernoa keeps unlimited studying free — courses, audio narration and spaced repetition included — and charges only for optional AI generation (courses and decks) through one-off credit packs that never expire.
Frequently asked questions
Straight answers — the same ones you would get after signing up
Upload a document — or just type a topic — and AI builds a structured course: 3–8 chapters, a quiz per chapter and a final exam, graded fairly on the server. Courses cost 1 credit per chapter from the same one-off packs as decks, and everything you build is yours to study free forever. You can even describe one big goal and let AI plan a whole learning path of courses that build in the background.
Yes — and it is free. Every course chapter and quiz question can be read aloud in a natural AI voice (not the robotic kind), with read-along highlighting, adjustable speed and lock-screen controls. Narration works in 19 languages; a chapter’s audio is prepared the first time you press Listen and plays instantly ever after.
Everything except AI generation is free — reading, quizzing, chatting with and listening to your courses, building and importing decks, the full spaced-repetition engine, cross-device sync, every study mode, stats and reminders. Generating with AI — course chapters or decks — uses credits. New accounts get 5 free credits.
1 credit builds 1 course chapter (courses run 3–8 chapters) or 1 deck of up to 25 cards. Packs start at NZ$3 for 15 credits, GST included. Credits never expire, and there is no subscription.
Courses come out structured for memory — nutshell summaries, analogies, key points — with quizzes graded on the server so answers can’t leak early. Decks are clear question-and-answer cards at the level you choose. Powered by AWS Bedrock; a strong starting point, not gospel — everything stays editable and fully yours.
Yes. You can import Anki decks and plain CSV files in seconds, with no re-typing — and export your decks any time. There is no lock-in, and importing and exporting are always free.
Yes, free. Study on your laptop between classes and your phone on the bus — your courses, decks, schedule and progress stay in sync everywhere. Lernoa installs as a web app (PWA), so there is no app store needed; just add it to your home screen.
After each card you rate how well you knew it. Lernoa schedules the next review for just before you would forget, and the interval stretches as a card sticks. Cards you have mastered retire from rotation, and ones you keep missing come back sooner — so your time goes where it is needed. It is the same evidence-based method behind Anki.
Yes. Your documents, courses, decks and study history are yours — we do not sell your data, and we do not use it to train AI models. Data is stored in New Zealand and Australia (AWS), and you can export or delete everything in one tap.
Neither. Credit packs are one-off purchases — nothing auto-renews, and credits never expire. Buy a pack this semester and any leftovers are still there next year.
Still have questions?
Contact usReady to actually learn it?
Build your first course in minutes — read it, quiz it, listen to it. Free to study, with 5 free credits to start. No card, no subscription, no catch.
Start learning free